SpringFour Partner of the Month: Propel Holdings

Empowering consumers by building bridges to financial opportunity

Building a better life should be an option for everyone. That’s the belief driving several of Propel Holding’s operating brands, including CreditFresh. Many consumers are underserved by traditional financial institutions, and the fintech company closes that gap by providing access to credit.

The company consistently lowers the cost of credit products for its qualifying customers over time. That includes graduation programs, where existing customers’ progress is marked by moving on to lower rates and higher loan amounts. Some of the programs offered through its platform also offer consumers to improve their credit score. 

This approach of strengthening financial futures has continued with SpringFour. Now, Propel Holdings’ consumers can uncover vetted, free resources that provide support during times of financial need. Together, the partners make it easier for individuals to access the financial health resources they need to pay off debt and build themselves a better life. 

With everything it does to further its mission of financial inclusion and evolution, Propel Holdings earns the title of SpringFour partner of the month. 

“At Propel, our mission is to expand access to fair and responsible credit for consumers overlooked by traditional financial institutions. Our partnership with SpringFour extends that commitment beyond credit by connecting consumers with trusted local resources that can help them navigate difficult financial moments. By making it easier for consumers to find financial assistance and support when they need it most, we’re not only honouring our purpose, but helping our customers build financial opportunity when they didn’t think they had any,” said Lindsay Finneran-Gingras, VP, Communication & Corporate Affairs.

Working together to equip consumers with better financial health

Serving about 90 million consumers, Propel Holdings is focused on the pillars of inclusion, evolution and experience. The team looks after those who aren’t being properly served by the mainstream, gives them the opportunity to improve their financial health, and has built an industry-leading digital experience centered on incredible service. 

With its brand, CreditFresh, Propel partners with US banks to provide lines of credit to consumers. It also gives consumers guidance on their financial journey. In one article on ways to lower utility bills at a time when many Americans are financially strapped, SpringFour was featured as a way to connect with local resources that can help save money and manage hefty bills.

It’s exactly the kind of support many consumers are looking for. In Q2 of 2026, SpringFour saw a 9% increase in requests for heating & utilities resources compared to Q1.

During tax season, Propel understands how overwhelmed consumers are. But it’s yet another case where a referral to SpringFour can help. Through Propel’s platform, users can access SpringFour and find vetted, nonprofit and government resources that help them file taxes, reduce monthly expenses, find financial counseling, and more. 

Drawing from its database of vetted, trusted resources, SpringFour offers localized results. The numbers speak for themselves: repayments increase in consumers who receive SpringFour referrals –– at a rate of 2 to 10 times more than those who don’t. 

Empowering consumers with the means to start again

Financial challenges take a toll. Propel and SpringFour are aligned in the understanding that when people have access to financial health resources that make a difference, it’s good for everyone. 

When they don’t know where to turn, SpringFour’s solutions help people save money, reduce expenses, or get on track with payments, resulting in millions in projected annualized credit loss savings. 

This month, we celebrate Propel for everything they do to help consumers build a better financial future.